Insurance Solutions for your local business

Building a business is hard, but protecting it can be easy, when you work with Thrive Insurance Group. From the building over your head where you work, to the vehicles you drive, to the employees that make it all happen - we offer tailored coverage options for every aspect of your business.

 

We’ve been covering local businesses and individuals in the Houston area for many years, from local family owned businesses, to farms, brick & mortar shops, and even general contracting companies. Frankly we can insure most businesses regardless of type, size and age of the business. At Thrive, our personal approach means we take time to ask the right questions, providing coverage for the things you have already thought about - and even things you haven’t.

What's typically needed for my business type?

We build custom packages for small business owners. To give you an idea of what type of policies and packages we recommend for standard business categories, check them out below!

Artisan Contractors

HVAC, Plumbers, Painters, Contractors, Pest Control, etc


> General liability

> Commercial Auto

> Workers comp

Pet Care

Groomers, Doggie Daycare, Dog Boarding, & Mobile Groomers


> General liability

> Workers comp

> Umbrella Policy

Mobile Business

Food trucks, mobile car wash or detail, mobile food delivery, etc


> General liability

> Commercial Auto

> Umbrella Policy

Service Industries

Restaurants, hotels, coffee shops, etc


> General liability

> Commercial auto

> Workers comp

> Errors & Omissions

Where do you get started with insurance?

Every insurance policy has layers. Those policy layers are dependent on your unique business! View the reverse pyramid below to see how we typically build out your policy, and why certain policies may or may not be needed for your business.

Every insurance policy has layers. Those policy layers are dependent on your unique business! View the boxes below to see how we typically build out your policy - from the top, down - and why certain policies may or may not be needed for your business.

General Liability

This policy covers a wide variety of basic risks and incidents such as coverage on equipment, property, gear, for yourself or your customers property. Typically the first layer added to cover your business.

Umbrella Policy

Protects your business above and beyond your existing policy. Many businesses benefit from an Umbrella policy, but to name a few, most daycare centers, plumbing companies, and remodelers purchase this type of policy. 

Commercial Auto

Protects your business vehicles. Businesses with 1 or more vehicle used mostly on the road. Plumbers, painters, and contractors will almost always need to consider a commercial auto policy. 

Workers Compensation

Protects your employees. If you have employees working for you, workers' compensation will help cover lost wages and medical bills in the case a workplace accident occurs.

Cyber Policy

Protects you in the case where your data is breached. This will help pay for remediation, time away from your business, and ultimately get your business back online quickly. 

Errors & Omissions

If you're business includes providing advice, recommendations, or represents others to design solutions, we recommend considering this policy. 

General Liability

This policy covers a wide variety of basic risks and incidents such as coverage on equipment, property, gear, for yourself or your customers property. Typically the first layer added to cover your business.

Umbrella Policy

Protects your business above and beyond your existing policy. Many businesses benefit from an Umbrella policy, but to name a few, most daycare centers, plumbing companies, and remodelers purchase this type of policy. 

Commercial Auto

Protects your business vehicles. Businesses with 1 or more vehicle used mostly on the road. Plumbers, painters, and contractors will almost always need to consider a commercial auto policy. 

Workers Compensation

Protects your employees. If you have employees working for you, workers' compensation will help cover lost wages and medical bills in the case a workplace accident occurs.

Cyber Policy

Protects you in the case where your data is breached. This will help pay for remediation, time away from your business, and ultimately get your business back online quickly. 

Errors & Omissions

If you're business includes providing advice, recommendations, or represents others to design solutions, we recommend considering this policy.